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Ask your local dentist how business is and they will tell you things are slower than they used to be due to the recession. As our nation reaches 10% unemployment many people have lost their jobs and therefore they’ve lost their dental insurance as well.

Even those people that still have their dental insurance they normally have a fairly large co-pays, and since it is a recession this is one thing that people procrastinate on and try to save money. As one dentist put it,

“You are eventually going to have to come in anyway and the longer you put it off the more work for me.”

Still, the dentist will admit that business is slow, and they are struggling paying the bills and keeping their own staff employed in the meantime. This recession has taken a toll on everybody.

If people are trying to save money to make ends meet, and they are trying to be careful in case they lose their job, the chances are they are only going to spend money on things they feel to be a necessity. And whereas they might take their kids in to see the dentist, they will probably forgo longer periods between appointments for themselves.

Of course, if you are a new dentist and you have student loans, and you have lots of equipment in your dental practice that still needs to be paid for; in this case you could easily go out of business and you’d be surprised how many dental offices are closing the doors due to this recession and the longer it lasts the more dental offices that will fail. Please consider all this.

Lance Winslow – Lance Winslow’s Bio. Lance Winslow is also Founder of the Car Wash Guys, a cool little Franchise Company; http://www.carwashguys.com/history/founder.html/.

Note: All of Lance Winslow’s articles are written by him, not by Automated Software, any Computer Program, or Artificially Intelligent Software. None of his articles are outsourced, PLR Content or written by ghost writers. Lance Winslow believes those who use these strategies lack integrity and mislead the reader. Indeed, those who use such cheating tools, crutches, and tricks of the trade may even be breaking the law by misleading the consumer and misrepresenting themselves in online marketing, which he finds completely unacceptable.

When a newly engaged couple starts planning their wedding they often have no idea of who pays for what at weddings.

Secretly I think they all hope it is the parents that will foot the bill as was the tradition – where most of the expenses were picked up by the parents in a fairly standard form of accepted etiquette.

However the lines have been a bit blurred over the years, not least because of the incredible increase in costs. The average wedding today costs in excess of US$27,000. This is a huge amount to ask parents to pay for one daughter let alone two or even three.

In this article I will give you the breakdown of traditional costs and then some ideas on compromise. Hopefully this will help with your own costs.

The following is traditionally who pays for what at weddings.

The Brides Parents.

By far the biggest contribution came from the bride’s parents and included the following:

• The reception. This included the hire of the venue, the cost of catering including refreshments, the wedding cake, the entertainment, favors and floral arrangements for the reception.
• The brides dress and accessories – handbag, shoes,veil etc.
• Bridesmaids dresses.
• Photographer and video camera man.
• Wedding invitations, stationery and postage.
• All expenses related to the actual ceremony including flowers, music, officiant and any other related expenses.
• Transport for the bride and the bridal party.

The Groom’s Family.This was the second largest contribution with the following being acceptable expenses to be paid by the groom’s family:

• The groom’s suit, shirt, tie and shoes.
• The grooms men’s suits shirts and shoes
• Corsages for the parents (mothers and fathers) and for the buttonholes of the men in the bridal party.
• Travel and accommodation for the groom’s family.
• In some cultures it is traditional for the grooms parents to pay for the alcohol.
• Any other aspect where they may feel they want to contribute – air tickets for the honeymoon is quite common.

The Groom.The groom also had a fair amount of expenses to bear:

• The engagement rings and wedding bands
• Gifts for the bridal party.
• Gifts for the parents.
• The honeymoon
• Any expenses that run over budget.

In modern weddings much of this has changed due mainly to increased costs.

It is not unusual to see many of these traditional expenses paid for by the bride and groom.

Today the reality is that the bride has probably left home and is earning her own money. In the past she probably went from her parent’s home to her new matrimonial residence and hence the accepted etiquette of parents paying the bulk of expenses.

Whilst a lot of parents will still contribute in terms of accepted etiquette the more modern approach is for them to either make a contribution by way of a fixed dollar amount or by way of agreeing to pay certain expenses. For example the bride’s parents may say that they will pay for the wedding gown and reception. The groom’s parents may decide to pay for the alcohol and give a further cash donation of say $5,000.00.

Whatever the shortfall is would then have to be paid for by the Bride and Groom together.

Another very loose rule of thumb is for the parents to pay a third each and the bride and groom to pay the balance. The final cost splitting will depend on the total expense and the financial standing of all the parties concerned. There really is no fixed rule.

From a couple’s perspective it helps to know who pays for what at weddings because if they can get parents to agree to certain items it makes their planning that much easier. They can then plan to make their own dollars stretch further in the knowledge that some of the big ticket items are taken care of.

Knowing who pays for what at weddings certainly makes wedding planning a lot easier.

Be sure to visit our website to get the latest wedding planning help. And whilst you are there checkout and subscribe to our free “Stressed Out Brides Survival Guide”.

If you would like a free copy of this guide simply click here.

It’s important from time to time just to remind ourselves the kind of opportunities still exist out there for qualified technical writers and communicators despite the recent economic downturn. Here is one such full-time writing position, offered by a U.S. Federal Agency to U.S. citizen writers.

It pays a salary of $82,961 to $107,854 a year (depending on your qualifications) – the kind of money that 90% of all full-time poets, novelists, and screenwriters will never see.

I’ll highlight some features of this position in order to give a better idea about all these wonderful opportunities that exist in technical writing for all those who are perhaps debating themselves whether to become a technical writer or not.

The person chosen for this position will serve as the Technical Writer and Editor of this Agency.

However, since the Agency is also running a nationwide “Health Campaign” (not its real name), this writer will also end up serving as the Project Officer of the campaign.

The responsibilities of this technical writer will include the following:

1) To develop and disseminate messages on new research findings.

2) To create different information products for health care professionals, researchers, the press, and the public which includes publications, e-newsletters, multimedia training, videos, public service announcements, and exhibits.

3) To write and issue news releases and to hold news teleconferences and media briefings.

4) To develop and execute promotion and dissemination plans.

5) To respond to inquiries from the public, the press, clinicians, and Researchers.

6) To maintain and build relationships with constituent groups and stakeholders and coordinates special events.

7 ) To update and maintain the Agency’s clinical trails database.

To update and manage the content of the Agency’s website and develop new web pages as needed.

So, that’s what some technical writers do for $82K to $107K a year.

What do you think?

Do you agree with me that it’s a pretty dynamic position that would require interpersonal and journalistic skills as well as straight forward information design and technical writing experience?

There are many such jobs out there for technical writers since the demand for good information and communication professionals will never disappear, regardless of the economy.

Society for Technical Communication (STC)’s membership web site is an excellent place to hunt for those jobs. I highly recommend it.

If you are ready to read more about what technical writing is all about and how it can help you earn a steady living, visit http://www.learntechnicalwriting.com and claim your free report “How Much Do Technical Writers Make?” You might be pleasantly surprised with what you’ll find out. Join the thousands who are already helped and inspired by this information provided by a Fortune 500 Senior Technical Writer. Visit us now.

Sharing Yourself With Others Through Online Surveys. There is definitely nothing better than to be able to share yourself with the world. Online surveys present you with many chances to do that. Anyone who wants to can join. You are not restricted by age and you are certainly free to live anywhere in the world and still participate in these online surveys.

There are companies around the world that are just waiting for you to share how you feel. They spend large amounts of money each and every year to find out. Why should you not get in on that? Not only will you be able to get some nice amounts of cash, you can also get some nice incentives for your time.

You never need to leave your own home to get these online survey offers. This must be the absolute best part about it. Your computer will be the only tool you need to share yourself with others and really make some changes. If you think about it, you are already spending time on your computer. You should get paid for doing something you already do anyway!

After you are affiliated with a survey group and have completed registration there is no cost to take surveys. You will just need to spend a short amount of your time registering for the website. In a minute or two, you will be on your way to making money for yourself. You will be one of the first to share your thoughts and ideas and project them out into the world.

Here is the survey directory that I use to find paid online surveys: http://www.highestpaysurveys.info/

The percentage of people who find a good survey site is dropping rapidly. One simple, changeable obstacle is causing this, yet nobody seems to be figuring it out. It all deals with what you’re using to “find” these websites. There is only one thing you need is order to pull up one good survey site after another, every day of the week.

When it comes to locating certain types of websites on the web, what do you use? If you’re a normal person, you automatically go over to a search engine, right? Well, in this case, it would be the worst thing to do, because they never pull up any of the good survey sites in their lists. It’s the one glaring mistake that most of us make. Nothing good will come from joining places you find in a search result, because none of the higher paying websites are coming up.

Now that we’ve talked about that, let me tell about the solution. You have another option when looking for a good survey site that pays high. This option would be to use big forums, which are the fastest and simplest way to uncover so many of the top dollar places. Why? Because it’s the one type of website left on the web where you can actually read through totally honest info about surveys! It is getting so hard to find honesty about various places that have surveys, but big forums are laced with it. They do not allow spam to sit in their topics and they don’t allow any sort of false or misleading info. They always take it out, the second they find it.

On top of this, you can dive into their archive section to pull up all sorts of topics about surveys. If you want to find any good survey site you’re missing out on, do yourself a favor and jump into these topics. You don’t have to post anything. Just read some of them, because so much input has been shared by people kindly helping others. You will see where they are earning quite bit of cash doing surveys and where they haven’t had any luck. Everything is there for you to join every worthy place you need to.

Finding one good survey site is one hundred times better than becoming a member of 20 underpaying ones.

Here is a Top5 List of Good Survey Sites.

Adam Woodham is an expert on Paid Surveys and runs the resource site Free Survey List, which features the Top 5 good survey sites for you to make money, along with a review of each and every one of them is free to join. Finding a good survey site has never been easier.

What does it take to finally join a good survey site that is paying well? I here this question about 20 times a day, but there is also an easy answer to this question. I am going to share this answer with you and I will also tell you the simple way to avoid the thousands of low paying places around the web.

It all comes down to two very basic things: First, you need to take a look at how you usually look for a good survey site. Next, you will probably need to change this, because it’s just not working. We will start with the first mistake that 90% of us make. So many people nowadays are way too reliant on search engines, thinking that they will give them a list of the best advice, sites and information. It never happens, though, especially when it comes to surveys.

If you use a search engine to find a good survey site, be prepared to not find any. Their complete list contains nothing but flashy, underpaying places now. That’s it. That’s my first tip. The next tip is going to provide you with an outlet that will finally allow you to pin point every high paying website you have been missing out on. All you have to do is use the power of any big forum, which will give you all the inside info you need on the best paying places.

It’s such an easy tool, especially considering the fact that everything you need can be pulled up from their handy archive section. It’s where you have instant access to hundreds of various topics about surveys. Best of all, the topics on surveys that big forums have are packed with honest info! That’s right. Big forums take out all of the spam and false information that people leave. All you have to do is jump into some of these great topics and read through some of the posts. You’ll bump into tons of valuable input from others, including people who talk about their experiences with all kinds of good survey sites. It’s the only thing you need to make sure you know exactly where other people are the happiest.

Joining one good survey site is so much better than becoming a member of 10 worthless, low paying websites.

Here is a Top5 List of Good Survey Sites.

Adam Woodham is an expert on Paid Surveys and runs the resource site Free Survey List, which features the Top 5 good survey sites for you to make money, along with a review of each and every one of them is free to join. Finding a good survey site has never been easier.

It Takes Hard Work To Make Money At Home
To make money at home is an ideal for a lot of people. After all, you’re your own boss and set your own hours. You can choose to spend more time with family and you are not forced into the routine of driving to work in peak hour traffic every morning. It’s quite easy to list the positives in making the transition to making money at home, in fact – there’s thousands of articles and websites already out there that do just that. What they don’t divulge however is that it’s a lot of hard work!

Coming Up With A Money Making Game Plan
In order to make money at home you’re going to need some sort of game plan – namely, what you are going to do at home that will make you money. This really is the hard part. So many people jump straight into the deep end with delusions of grandeur that it’s easy to make money at home. You really need to think about it – and once you’ve come up with a viable option – you need to think about it some more.

Here are some of the common options to make money at home:

• Buy products in bulk and sell them on eBay or a similar auction website.
  Buying products in bulk comes with considerable discounts and by setting up listings on eBay you will automatically have an audience.
• Setup your own online store.
  Unlike selling products on eBay and though it will cost you to get started, setting up your own online store has lower running costs in the end as you are not required to pay any fees per product listed on your site.
• Start your own services business.
  Offering your services to the people around you is a great way to make money at home. You could setup your own home office and advertise in local newspapers and visit clients locally. What services you offer however will be limited to your existing skills.
• Make money at home with article marketing.
  Article marketing is a simple idea. You write articles, just like the one you are reading now, and you publish them online. By sharing your knowledge with others you are then rewarded with the benefits that come with the territory – such as building traffic to any link you decide to include at the bottom of each article.
• Sell other peoples products – also known as affiliate marketing.
  Affiliate marketing works wonders when combined with article marketing and the building of niche websites about particular products. There is also no need to buy stock.

Why It Pays To Be Persistent
Anybody can use Google to run a few searches on ways to make money, how to make money online or what it takes to make money at home. They do this, they read through some of the ideas and then as they scroll down, come across a page that says they only have to pay $27 for the ultimate secret that will erase any money troubles they currently have. Let me just say – if it sounds too good to be true, it probably is. Be realistic. There is no easy way to make money at home. You need to come up with a viable idea, plan each step you are going to take – and most importantly, you need to follow through! You’re only likely to achieve your goals by being persistent in your efforts – and of course, if at first you don’t succeed, try, try again.

For more information on how I make money at home, please feel free to visit my online portfolio at Ashtral Media where you can contact me directly and also obtain an obligation free quote for any web design services you might require in the future.

When you’re taking surveys, it’s time to stop and look at the sites you are a part of. The number of people who never find the higher paying places is growing. It’s approaching 90% right now, because of one very fixable thing. I’ll tell you what it is, while giving you a fast solution to pulling up the top dollar sites for taking surveys.

Don’t let the flashy, bright survey sites fool you. Most of them are terrible and will always underpay you. They put in hard work, making it look like they are the best of the best, but the truth is that they are on the bottom of the payment scale. This is the type of survey site you run into when you use search engines when looking into taking surveys. If you have even thought about using a search engine to find survey sites today, don’t do it.

Nothing worthwhile pulls up in their results any longer. Nothing. This is why you need to take things into your own hands and use the easy way of finding high paying websites. You take things into your own hands by using the assistance of big forums. The larger, the better. I recommend this with tons of confidence, because I’ve used them countless times to locate the new, higher paying places for taking surveys. They work so well because of the huge amount of totally honest information about the survey industry that you can find in here.

Honesty is the real key, because it’s hard to find truthful info about survey sites nowadays. You don’t have to worry about that in these huge forums, though, because they are quick to take out all of the spam and false info that people leave in their posts. On top of this, you can utilize their archive section, which is packed with boat loads of survey related topics. Hundreds of them, actually. They are all yours to browse through, which is exactly what you need to do. You can skim through tons of valuable posts, where people chat back and forth about the different websites they’ve joined and compare how much they are all being paid for taking surveys. Pin point information is at your fingertips.

It makes taking surveys fun and easy once again, especially since you’re making three times the money.

Here is a free Top 5 List of Fresh Sites to Make Money Taking Surveys.

Adam Woodham is an expert on the ins and outs of the survey industry and runs the resource blog Free-Survey-List.com, which features a top 5 list of the free survey sites he has made the most amount of money on, along with a complete review of each one.

Who pays taxes? That question would rather seem silly to ask as the answer may be obvious (working people do pay taxes). But it is a question worth asking for, not for what it asks but for what it implies. Are taxes levied equally across all working individuals or are their differing rates levied on a particular group of earners? More importantly, because we are going through an economic slowdown that has generated its fair share of grim predictions, the question ever becomes more significant. So who pays taxes?

The Tenets of Taxation

In an effort to appease the question, most people resort to simple logic: the lower the income, the lower the taxes; the lower the taxes, the better it is. However, economic experts and government leaders alike point to two things that determines taxes: equity and efficiency. Equity means that people are levied taxes based on their ability to pay them, although this has likewise generated its share of oppositions batting that tax should be based on the benefit people could derive from it. Income taxation being progressive, the following tenets serves as cornerstone in taxation:

• Taxes should be based foremost on the person’s ability to pay them.
• The greater a person’s income means that there is more money that is available to be spent on taxation as all the necessities have been covered.
• The greater a person’s income is, the greater is the income that is available for taxation in terms of percentage.

Who Pays Income Taxes in the U.S.A.Across the U.S., the top one percent of taxpayers, accounting for a third of all individual come taxes. If we expand this to the top 50 percent, the share is a whopping 95 percent of all income taxes paid across the U.S.

My name is Dean and I have a keen interest in all financial issues. I run the http://www.loansfinance.eu Website. If you are interested in finding out more information on financial issues then I recommend the following article: who pays taxes.

I was in the middle of a hot negotiation.

Both of us felt we were making inexorable progress toward a mutually satisfactory deal, but I caught a cold.

So, instead of communicating by phone, I decided to carry on our “discussions” via email, admittedly a less interactive medium, but one that has definite strengths.

I simply made this shift by announcing at the beginning of an email, that I’d be relying on it for the next few days instead of the phone.

I thought email would be serviceable because it can disguise the state of your health at the moment, whether it’s a froggy throat, sniffles, or the sort of general sloth or weakness that I loath to show at any time, but especially during negotiations.

But even more significant, in good health or bad, email can slow the tempo, make each message more deliberate and thoughtful, and of course, get things reduced to writing that might otherwise become mere ephemera, and in a legal sense, unusable or relatively worthless later on, should there be a dispute about what one party, or both promised.

In this case, my counterpart expressed surprise that there wouldn’t be phone contact, but nonetheless he persevered and gave me answers to most of my questions.

But he declined to comment on the most important query, one dealing with money, and this tipped me off that he was trying to nuance, to fudge, to embroider, instead of biting the bullet and committing to ante up hard dollars and cents.

On at least an unconscious level, I suspected he was not “in with both feet,” that his overall commitment to a fair deal was absent.

In a word, there wasn’t a deal, and there wasn’t going to be one, and a quick exchange of emails confirmed this fact.

I’m a subscriber to the notion that a bad deal is far worse than none, because a bad one, sooner or later will be undone; it must be, and that can be messy, costly, and it’s almost always distracting.

So, when you’re negotiating, use the media that will serve your purposes, and when it is in your interest to shift, from face to face to the phone, or from the phone to email, don’t hesitate to act.